Modern Vehicle Appraisal FAQ

Question 1

Do you appraise modern and late-model vehicles?

Accepted Answer

Yes. We appraise late-model cars, trucks, SUVs, and new vehicles — not just classics. Our certified appraisals cover insurance total loss disputes, bank loans, refinancing, and pre-purchase inspections for any vehicle type.

Question 2

How much does a modern vehicle appraisal cost?

Accepted Answer

Our online certified appraisals start at $149 and are delivered the same day. Pre-purchase inspections start at $349. In-person appraisals vary by market — call or email for a quote.

Question 3

My insurance company totaled my car for less than I owe. What can I do?

Accepted Answer

Contact us before accepting any settlement. Our insurance negotiation service challenges underpaid total loss valuations with certified documentation. We offer a money-back guarantee — if we don't improve your settlement, you don't pay.

Question 4

Can I use an appraisal to dispute a gap insurance claim?

Accepted Answer

Yes. A certified appraisal documenting the vehicle's actual cash value at the time of loss can support a gap insurance dispute. Contact us to discuss your situation.

Question 5

Can I use an appraisal for a bank loan or refinance on a modern vehicle?

Accepted Answer

Yes. Banks and credit unions accept our certified appraisals for loan collateral and refinancing on late-model vehicles.

Question 6

What does a pre-purchase inspection cover on a modern vehicle?

Accepted Answer

Our 365-point inspection covers VIN and title verification, paint and bodywork, frame and structural integrity, engine, transmission, brakes, suspension, and all electronic systems. You receive a written report with 80+ photos, a video walkthrough, and a buy/walk/renegotiate recommendation.

Question 7

Do you inspect certified pre-owned and dealer vehicles?

Accepted Answer

Yes. We inspect CPO vehicles, dealer inventory, and private-party listings. A dealer's CPO certification is not a substitute for an independent inspection.

Question 8

How long does a modern vehicle appraisal take?

Accepted Answer

Online appraisals are delivered the same day you submit photos and vehicle details. Pre-purchase inspections are typically completed within 24–48 hours of scheduling.

Question 9

Are your appraisals accepted by State Farm and other major insurers?

Accepted Answer

Yes. Our certified appraisals are accepted by State Farm, Farm Bureau, Progressive, GEICO, and all major carriers for total loss disputes and agreed-value documentation.

Question 10

Do you cover all 50 states?

Accepted Answer

Yes. Our inspectors cover all 50 states and Guam. Online appraisals are available nationwide with same-day delivery.

Modern Vehicle Appraisal FAQ

Get your vehicle appraised today